Financing Options

Klarna Benefits:

Experience hassle-free payments at Pat's Automotive with our new, convenient payment options - We believe in providing you with the flexibility you deserve, and these trusted methods ensure you can maintain your vehicle without breaking the bank. 

Affirm Benefits: 

 https://www.affirm.com/how-it-works, which displays our full payment terms and disclosure requirements.

• Buy with Confidence 
• With Affirm, you'll always know exactly what you'll owe and when you'll be done paying.
• Transparent -Affirm tells you up front the total amount you’ll pay. That number will never go up.
• Flexible -You choose the payment plan that works for you. Our smart checkout gives you options.
• Fair - Affirm won’t charge you late fees or penalties of any kind, ever!
• Rates from 0% APR or 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses. 
• Can I pay off my purchase early? Yes! There’s no penalty for paying early.
• How do I make my payments? You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due. 
• Does checking my eligibility affect my credit score? No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
• Do I need a mobile number to use Affirm? Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
• Where can I learn more about Affirm? You can visit their website at affirm.com.

Upgrade your payment experience at Pat's Automotive with the convenience of flexible, budget-friendly options for all your vehicle service needs. Drive confidently and pay with ease – it's all part of the exceptional service we offer. If you are interested in either of these methods let us know when you're scheduling your appointment.

Affirm "Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR or 4 interest free payments of $200 every 2 weeks."

Express Pay Description

Introducing Express Pay Streamlined Payments for Your Convenience at Pat's Automotive!

At Pat's Automotive, we're dedicated to making your experience as seamless as possible, and that includes payments. With Express Pay, our ACH payment system akin to popular platforms like PP or Ven, you can settle your bills with ease. Plus, the benefits don't stop there! Here's why you'll love using Express Pay:

Express Pay Benefits:

• **Effortless Transactions**: Say goodbye to traditional payment hassles. With Express Pay, you can swiftly and securely make payments, ensuring your vehicle gets the attention it deserves without any delays.
• **Amazon Card Points Rewards**: Every time you use Express Pay with us, you're earning points toward your Amazon Card! It's our way of saying 'thank you' for choosing Pat's Automotive.
• **Instant Gift Cards**: Receive your Amazon Card points as instant gift cards, ready to be redeemed for a wide array of products and services on Amazon's extensive marketplace.
• **Ask Us How**: Interested in taking advantage of this incredible offer? Simply ask our team during your next appointment, and we'll be more than happy to guide you through the straightforward process.

Upgrade your payment experience at Pat's Automotive with Express Pay, and enjoy the convenience of secure, efficient transactions along with valuable rewards for your loyalty. Drive confidently, pay effortlessly, and reap the benefits – it's all part of the exceptional service we provide.

What you need to know – Commonly asked questions

1. SAFETY – Your safety as a customer is our main concern. We are trying to make our service as contactless as possible. From the way we handle your cars to the way you pay at the counter.
2. IS IT SECURE? – The Facepay application is built using smart contracts secured on a private blockchain. making payments reliable and safe. We see no banking details.
3. WHY WOULD I SIGN UP FOR THIS? – Contactless is the new normal. Pay your bills without being in the shop and save your local businesses large merchant fees from credit card companies.
4. HOW DO I SIGN UP? – You can Scan the QR code with your phone or click here - One time sign up.

Customer Sign up Process – How do I sign up?

1. Click the Link; from the text, or Scan the QR CODE to the left with your phone camera
2. Click "Sign up" as a New customer
3. Create an account - Email and PW – You’ll be asked to verify your cell number
4. After entering your details, select “Instant Verification” and select your bank
5. Login to your account using login as you would in your bank APP.
6. Select the Account you want to use for payments.
7. Create a 6-digit Passcode, then RE-Enter 6-digit Passcode
8. Accept Terms and Conditions